Avinash Sardesai is a seasoned professional in the field of Risk Management with extensive experience spanning over two decades. Currently serving as a Director at PwC India since March 2017, Avinash specializes in Credit Risk Management within the Financial Services and Treasury Risk Management team. Previously, Avinash held positions at HSBC as Vice President in Decision Sciences, and Tata Consultancy Services as Sr. Manager, focusing on credit risk models and policy development. Early career roles included consultancy roles at Genpact and GE Capital, specializing in risk analysis and strategy development for various financial portfolios. Avinash's academic background includes an M. Mgt. in Business Management from the Indian Institute of Technology, Bombay, as well as engineering and German language qualifications from the University of Mumbai.