Qena Digital Lending
Helina Girmay is a skilled Technical Product Manager currently at Qena Digital Lending since July 2023, where responsibilities include driving the development of innovative financial solutions such as uncollateralized short-term loans through a sophisticated credit scoring system. Previous experience encompasses roles as a Project Manager at IIInigence and a Technical Project Manager and Product Lead at Dodai. Helina also served as a Technical Product Owner at CHE GROUP ETHIOPIA, managing the development of Ethiopia's first super app, and at Kifiya Financial Technology PLC, overseeing product backlog management and user story implementation. Earlier positions include frontend development and product design roles at various organizations, with a foundational degree in Software Engineering from Addis Ababa University obtained in 2019.
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Qena Digital Lending
Qena Digital Lending is an AI-powered digital lending Platform that enables banks to provide un-collateralized credit to individualst and MSMEs digitally by leveraging the credit scoring system. Since its start, Qena has worked to develop its AI-powered Credit Scoring System and Digital Financing Platform to offer commercial banks a digitized underwriting process for quicker and more accurate credit & finance decisions, without requiring collateral. We collaborate, train, assist and co-create innovative solutions for financial institutions to provide access to finance for unserved and under-served segments. Qena has gained widespread recognition for its innovative digital lending product, Michu, which is provided in partnership with the Cooperative Bank of Oromia. In just 8 months, Michu has already disbursed over 1 billion Birr in loans, making it a popular choice among borrowers in Ethiopia.