Joy Gracia

Joy Gracia has extensive experience in financial services, currently serving as an Institutional Clients Relationship Manager at Raiffeisen Bank International AG since June 2016. Joy has also held roles as Strategy Lead & Executive Assistant to a Markets Board Member and in Group MIB Business Management within the same organization. Prior to this, Joy worked at PwC Österreich from October 2011 to May 2016 as a Manager in Financial Services, Transaction Services. Earlier experience includes positions as a Senior Analyst at BearingPoint, Treasury Solutions at Kommunalkredit Austria AG, and Treasury Sales at Calyon Investment Bank.