Konstantin Bankov

Konstantin Bankov is a seasoned professional in risk management with over 20 years of experience, currently serving as the Director of SME Risk Management at Raiffeisen Bank International in Vienna since May 2011. In this role, Konstantin collaborates with organizational leadership to drive strategic operations, leads initiatives in digital transformation of SME lending processes, and develops risk management policies. Prior to this position, Konstantin held various roles at Raiffeisenbank Bulgaria EAD, including Head of MicroSME Risk Management Department and Credit Risk Manager, where responsibilities encompassed defining credit policies, managing SME portfolios, and implementing scoring models. Konstantin holds an MBA in Digital Transformation and Data Science from WU Executive Academy and a Bachelor's degree in Finance from the University of National and World Economy.