Michael Heinzl

Michael Heinzl has extensive experience in the banking and financial services sector, currently serving as a Product Manager and Developer for Cash Management Payments and Value Added Services at Raiffeisen Bank International AG since July 2022. Previously, Michael held various roles at Sberbank Europe AG from June 2014 to June 2022, including Group Operations Manager and Team Lead Payments & Account Administration. Prior experience includes positions at Raiffeisen Bank International AG as a Business Analyst in Payments and at RSC Raiffeisen Service Center GmbH as a Cash Management Specialist. Michael holds a Master's degree in Business Administration with a focus on Digital Business from AIM Austrian Institute of Management and a Bachelor's degree in Business and Computer Science from Hamburger Fern-Hochschule.