Krzysztof Kowalczyk

Krzysztof Kowalczyk is the Digital Bank Leader and Product Owner at Raiffeisen Digital Bank PL since February 2022, where Krzysztof is responsible for developing new Retail Loan and Daily Banking digital banking solutions for Poland and Romania. Prior to this role, Krzysztof worked as a Digital Transformation Manager at Asseco Poland and held various positions at zeb consulting. With a Master's Degree in Business Administration from the University of Cologne and a Bachelor's degree in Finance and Accounting from SGH Warsaw School of Economics, Krzysztof has a strong background in business and financial analysis, product ownership, and team coordination.