Michael Maltsev

Michael Maltsev is a Product Growth Manager at Razor Group since October 2021, with previous experience in business development at SumUp, where cooperation in building a credit risk model led to a remarkable improvement in repayment performance, along with innovations in A/B testing and market analysis for lending products across Europe. Prior roles include Data Scientist at Canyon Bicycles GmbH, focusing on customer-centric dashboards and pricing strategy models, as well as account administration at MD Financial Management, where portfolio management and process automation were key contributions. Earlier experience encompasses a business analyst position at the Canada Border Services Agency and an accounting assistant role at Urbandale Corporation. Michael Maltsev holds a Master in Management with a concentration in Business Analytics from WHU – Otto Beisheim School of Management, a Bachelor of Commerce in Finance from the University of Ottawa, and a Bachelor in International Business from Grenoble Ecole de Management.