James Werts Acii Dipaf

James Werts ACII DipAF possesses extensive expertise in credit and risk management, currently serving as Head of Credit and Risk at Renaissance Asset Finance since December 2022. In this role, James oversees all facets of the asset finance and block discounting business while establishing robust credit processes to enhance customer service and maintain high-quality portfolios. Previously, James held significant positions at PCF Bank, including Specialist Underwriting Manager and Credit Director, and contributed to the strategic sale of Azule Finance, where key responsibilities involved underwriting and credit-related decision-making. James's career began at Travel & General Insurance Services, advancing from Administrator to Senior Underwriter, reflecting strong leadership and operational capabilities. Academic credentials include a Diploma in Asset Finance from LIBF and an Advanced Diploma in Insurance from the Chartered Insurance Institute.