Revolut
Ritika Agarwal is a Senior Group Model Risk Manager at Revolut, with prior experience as Group Model Risk Manager and Assistant Vice President at Deutsche Bank, focusing on the development of PPNR models for the Wealth Management Portfolio. At Citi, significant contributions included managing credit risk models for regulatory submissions and leading initiatives for the CECL model in North America. Earlier roles involved responsibilities such as redefining customer segmentation strategies at ICICI Bank and working on health economics research at Novartis. Ritika holds a Master of Arts in Economics from the Delhi School of Economics and a Bachelor of Science in Economics from the University of Calcutta.
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Revolut
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Revolut is an app-based financial services technology company. Founded in 2015 and headquartered in the UK, Revolut serves 20 million customers around the world as they make over 250 million transactions per month. They have over 5,000 employees in offices around the world, including New York, Tokyo, Madrid, Barcelona, Paris, Mexico City, Berlin, Budapest and Bucharest with further expansion planned. Revolut offers both personal and business accounts, helping customers improve their financial health and easily connect with the global economy through a variety of features, including On Demand Pay, personalized Loans, Pet Insurance, Currency Exchange, Budgeting and Analytics, peer-to-peer payments, Saving Vaults, Junior, Stays, and Trading. Revolut’s top five countries, based on the number of retail customers, are the UK with 4.8 million customers, Romania with 2 million, Ireland with 1.9 million, Poland with 1.7 million, and France with 1.5 million customers. In 2021, Revolut raised a $800 million Series E round led by Softbank and Tiger Global, valuing the business at $33 billion.