RITWIK FINANCE ENTERPRISES PVT LTD
Madhusudan Sharma is an experienced banking and finance professional currently serving as Branch Manager at RITWIK FINANCE ENTERPRISES PVT LTD since November 2023. Prior to this role, Madhusudan held the position of Branch Manager at MS FINCAP PRIVATE LIMITED from October 2022 to May 2023, and served as Sales Manager at Mas Finance Services Limited from September 2021 to December 2022. Madhusudan's earlier experience includes working as Business Development Manager at IndusInd Bank from September 2019 to November 2021 and as Sales Officer at YES BANK from March 2018 to September 2019. Madhusudan holds a degree in Business Administration and Management from S S Jain Subodh Commerce & Arts College, Jaipur, completed between 2015 and 2017.
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RITWIK FINANCE ENTERPRISES PVT LTD
They said financial services are only for cities. We proved them wrong. From villages without PIN codes to towns without branches, we’ve delivered more than loans - we’ve delivered belief. What We Believe At Ritwik Finance, we believe access to credit isn’t a luxury. It’s a right for every hard-working family, farmer, and small shop owner. We built our model on empathy, understanding, and grounded innovation. Because the person we serve isn’t a CIBIL score. They’re someone’s father, mother, son, or dreamer. Why People Trust Us • 30+ years of grassroots lending experience • 6000+ customers across Rajasthan • ₹50+ Cr disbursed with 97% recovery • 300+ field executives trained in native dialects • RBI-registered NBFC with ISO compliance • Loans processed in 4–5 days with doorstep KYC • We count daily wage, cattle, tractor, and mandi receipts as real income - because they are. What Makes Us Different Most NBFCs need high CIBIL. We accept 600+. Most NBFCs need documents. We accept proof from real life. Where others fear rural lending - we see value. With biometric-based on boarding, vernacular contracts, and village-rooted executives, we’ve made finance feel like family dealings. Do We Work? Ask Our Borrowers. • 21-year-old girl funded for nursing diploma - now a hospital staffer. • A father cleared his daughter’s marriage debts with a ₹2,00,000 loan. • 52-year-old widow now runs a tea stall with help from our micro-business fund. These aren’t case studies. They’re stories. And they’re just a few out of thousands. Let’s Talk Whether you’re an investor, fintech collaborator, or someone building better financial systems - we’d love to connect. Message us here. Or visit: www.ritwikfinance.com