Michael Johnson is an experienced financial professional with a comprehensive background in credit analysis and risk management. Currently serving as a Credit Risk Analyst at Ryder System, Inc. since October 2013, Michael specializes in analyzing credit reports and supporting risk assessments for commercial loans. Prior experience includes roles as a WLS Credit Analyst 3 at SunTrust Bank, where financial statement analysis and cash flow calculations were key responsibilities, and as an Immigration Program Analyst for the US Department of Labor, focusing on adjudicating employment certifications. Additional positions include Senior Commercial Credit Analyst at Navistar International and Commercial Credit Analyst at Wells Fargo, reflecting expertise in commercial lending activities and credit structuring. Michael's educational foundation was established at Cleveland State University from 1998 to 2003.
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