Lotta Kotioja is a seasoned finance professional with extensive experience in portfolio management and analysis. Currently serving as a Senior Portfolio Manager at S-Pankki since July 2024, Lotta previously held the position of Portfolio Manager at Aktia from December 2008 to July 2024, focusing on government bonds, covered bonds, and corporate bonds. Prior to this, Lotta worked at Kaupthing Bank from April 2007 to November 2008 as an Analyst, specializing in emerging market debt investments and fixed income funds. Lotta holds both M.Sc. and B.Sc. degrees in Finance from Hanken School of Economics, along with exchange studies at Rensselaer Polytechnic Institute and a Bachelor of Arts from the University of Helsinki.