Joel Fernandes de Borba is an experienced Product Owner at Sabemi since March 2019, focusing on financial assistance through various channels including portal, site, and application. Additionally, Joel has a background as an Owner at SiemTi since January 2009, offering integrated technology solutions. Previous roles include Software Developer positions at WKRH Outsourcing, Ábaco Brasil, ZAP, and Grupo RBS, and IT Technical Consultant at QI Escolas e Faculdades. Joel's expertise spans .NET, Delphi, SQL, and system analysis, complemented by a Degree in Computer Science from the Federal University of Rio Grande do Sul and a Degree in Psychology from Laureate Education, Inc.
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