Ray Shams

Chief Lending Officer at San Francisco Federal Credit Union

Ray Shams joined the Credit Union in 2017, bringing over 30 years of lending and risk management experience. Ray holds a Master of Business Administration from University of La Verne.


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San Francisco Federal Credit Union

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San Francisco Federal Credit Union offers San Francisco, CA residents a full scope of financial services including personal checking accounts and savings accounts, insurance and investment products, home loans, auto loans, personal loans, credit cards, and small business loans.


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