Ventura County Credit Union
Paul Emanuels currently serves as the Vice President of Consumer and Mortgage Lending at Ventura County Credit Union, a position held since October 2024. Prior to this role, Paul held multiple leadership positions, including Vice President of Lending and Collections at Valley First Credit Union from January 2007 to October 2024, where significant enhancements in loan origination and pricing strategies were achieved. Paul's earlier experience includes serving as Vice President of Consumer Lending at The Golden 1 Credit Union, where new underwriting guidelines led to reduced loan losses, and implementation of innovative loan application systems. As Assistant Vice President of Lending at Meriwest Credit Union, Paul improved loan processing procedures, enhancing overall member experience. Paul's career in lending began in sales and management roles at Competix and Digital Insight. Paul holds an educational background from UCLA and Western Cuna Management School.
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Ventura County Credit Union
Remember when a business deal was sealed with a handshake? We sure do. That's how we made loans in 1950, when Ventura County Credit Union was granted a charter. It all started when ten county employees pooled their resources to fund the Credit Union. Operating out of the County Courthouse under a stairwell, a part-time volunteer with a cash drawer helped fellow employees with their financial needs. Back then, the philosophy was simple: people helping people. It's a philosophy that is still embraced today and has helped VCCU grow to more than $1.3 Billion in assets and more than 70,000 members and we're still growing! Credit unions, unlike banks, are not-for-profit financial cooperatives. Their purpose is to provide the best possible service to their members, including members of modest means. Instead of creating profit for a small group of stockholders, credit union earnings are returned to members in the form of consistently lower loan rates, higher interest on deposits, lower fees and more state-of-the-art services like online bill payment and mobile banking. Branches in Ventura, Camarillo, Thousand Oaks, Simi Valley, Oxnard, Port Hueneme, Moorpark and Riverpark in Oxnard, CA. We are hiring! Check out our website for our job openings!