Ben Balcombe has extensive experience in risk management and vendor assessment, currently serving in Technology Third Party Risk Management at Santander Bank, N.A. since May 2023. Prior roles include Vendor Risk Assessment Manager at Citizens Bank from July 2015 to April 2023 and various leadership positions in operations vendor management within RBS Citizens Group from February 2009 to April 2023. Ben's career began as a Business Analyst at ABN AMRO from October 2004 to February 2009. Ben holds a BSc in Business Communications Systems from Bournemouth University, obtained between 2000 and 2004.