Santander Bank
John A. Carpino is an experienced risk management professional currently serving as Executive Director of Operational and Third Party Risk Management at Santander Bank, N.A. since March 2015. Prior to this role, John worked as a Risk Manager from August 2018 to April 2022, consulting institutions on the development and implementation of Enterprise Risk Frameworks and analyzing historical Operational Risk data for firm-wide risk standard development. John holds a Bachelor's Degree in Accounting and Finance from St. Francis College and is certified as a CIA, CCSA, CFSA, CRMA, and CRCP.
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Santander Bank
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Santander Bank, N.A. is one of the country’s largest retail and commercial banks with more than $79 billion in assets. The bank got its start in Spain, but has been serving customers in the Northeast since 2013. With its corporate offices in Boston, the Bank’s 9,700 employees, more than 650 branches, 2,100 ATMs, and 2.1 million customers are principally located in Massachusetts, New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania, and Delaware. The Bank is a wholly-owned subsidiary of Madrid-based Banco Santander, S.A. (NYSE: SAN)—one of the most respected banking groups in the world with more than 125 million customers in the U.S., Europe, and Latin America. It is managed by Santander Holdings USA, Inc., Banco Santander’s intermediate holding company in the U.S.