Nikhil Arora is an experienced finance professional currently serving as Executive Director of Structured Trade & Commodities Finance at Santander Bank, N.A. since March 2022. Prior to this role, Nikhil Arora held various positions at Citi from 2006 to March 2022, including Senior Vice President, where responsibilities included trade finance deal structuring for large institutional clients, and Associate within the ICG Portfolio Management Group, overseeing a $700 billion global credit portfolio. Earlier career experience includes roles as an Analyst in the Loans Syndicate, and at Smith Barney as a Sales Assistant focused on wealth management for high net worth clients, as well as an Assistant Production Manager at Bill Blass Jeans. Nikhil Arora holds an MBA in Accounting and Finance from Fordham Gabelli School of Business and a BS in Finance from St. John's University.