Beata Piwko

Beata Piwko is an experienced professional in enterprise risk management, currently serving as the Head of Strategic, Capital and Pension Risk at Santander Consumer Finance Europe since November 2017. In this role, Beata supports SCF entities across Europe with strategic and capital risk functions, monitors performance, and coordinates cross-country risk projects. Prior experience includes various roles at Santander Consumer Bank SA from August 2015 to November 2017, focusing on enterprise risk management tasks, ICAAP coordination, and economic capital calculation. Early career experience includes working as a Market Risk Analyst at Credit Suisse. Beata holds multiple degrees from Wrocław University of Science and Technology, including a Master's in Management with a focus on Financial Engineering and a Master's in Mathematics concentrating on Financial and Actuarial Mathematics, as well as an internship at The Julius Maximilians University of Würzburg.