Francisco de Freitas Aguiar

Francisco de Freitas Aguiar is a Credit Risk Models Analyst at Santander Portugal since July 2022, focusing on the development of credit risk parameter models for capital calculation and forecasting models for impairment and stress testing. Prior experience includes a role as a Junior Actuarial Analyst at Mercer from March 2021 to June 2022, where responsibilities involved pension fund valuation and actuarial reporting for UK and German clients, and as a Junior Valuation Services Assistant in Wealth Analytical Services. Francisco served as a Room Assistant at the Calouste Gulbenkian Foundation from October 2017 to September 2020. Currently pursuing a Master of Science in Applied Econometrics and Forecasting at ISEG - Lisbon School of Economics & Management, Francisco holds a Bachelor of Science in Applied Mathematics from the University of Lisbon.