Strategy and Operations

The Strategy and Operations team at Santander Portugal is responsible for developing and executing strategic initiatives to drive growth, operational efficiency, and risk management across the bank. This includes overseeing real estate operations, managing middle office functions, formulating strategies for corporate and SME sectors, handling credit risk and internal communications, and optimizing asset and liability management. The team ensures robust control management and enhances the acquisition portfolio for everyday banking, striving to align operational practices with the bank's overall strategic goals.