Ricardo Do Carmo Almeida is an accomplished professional with extensive experience in the insurance and device care industries. Currently serving as the Commercial Director for Iberia at SPB Seguros and Save by Phone Service Center España since May 2023, Ricardo has previously held significant positions, including Country Director Iberia at Servify and Head of Consumer Electronics Protection Iberia at AXA Partners. With a robust background in sales and business development, Ricardo spearheaded the launch of operations in Portugal at Domestic & General and has cultivated strategic partnerships across various European markets. Education includes an Executive MBA from Instituto de Directivos de Empresa and certifications in Digital Fundamentals and ScrumMaster methodologies.
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