Shruti Arora

Shruti Arora, currently serving as AVP Credit and Senior Risk Manager at SBI Card since December 2014, specializes in credit appraisal, risk management, and portfolio surveillance. Responsibilities include presenting credit proposals to committees, conducting industry and competitive analysis, and ensuring compliance with internal policies and regulatory guidelines. Prior experience as a Credit Analyst and Risk Manager at State Bank of India from May 2009 to December 2014 involved credit appraisal of corporate loans, financial statement analysis, and preparation of credit monitoring reports. Shruti holds a PGDM in Finance from LBSIM, completed between 2007 and 2009.