Angelique Bayot is an experienced finance professional currently serving as the Head of Group CFO office and Head of Strategy for SCOR Global Life at SCOR since September 2013. In this role, Angelique oversees financial ratings, manages relationships with major rating agencies such as Fitch, S&P, Moody's, and AM BEST, and has successfully facilitated four upgrades in SCOR's ratings from A+ to AA- between 2016 and 2017. Prior to SCOR, Angelique held positions at Crédit Agricole Assurances, S&P Global Ratings, Euler Hermes, Banque Palatine, Canadian Commercial Corporation, and Bpifrance, specializing in financial communication, corporate finance, and credit analysis. Angelique holds multiple advanced degrees, including an MSc in Insurance and Technical Finance from ESSEC Business School and an MBA from Université Paris Dauphine.