Viktoriya Valkova

Viktoriya Valkova is a Quantitative Risk Analyst at SEB, where employment began in November 2022. Prior experience includes a Credit Risk Analyst role at Utopia Music and a Junior Credit Risk Modeler position at Lloyds Banking Group from February 2019 to May 2022. At Lloyds, responsibilities involved supporting the development of IRB PD models using Python, executing User Acceptance Testing with SAS and SQL, and enhancing the automation of model monitoring processes with MySQL and SAS. In earlier roles, Viktoriya served as a Risk Manager, Risk Consultant, and a Working Student in various risk management capacities, gaining experience in analyzing risk metrics under Basel II, impairment reporting under IFRS9, and preparing financial presentations during an internship at KPMG AG and a trainee position at the Joint Undertaking for ITER. Academic qualifications include a Master's degree in Banking and Finance from the University of Potsdam and a Bachelor's degree in Business Administration and Management from Freie Universität Berlin.