Self-Help Credit Union
Rafael O. Morales serves as the Senior Manager of Development, Policy & Impact at Self-Help Federal Credit Union since June 2020, where oversight of a team focuses on raising mission-supportive deposits and investments to enhance community impact in working-class, BIPOC neighborhoods. Prior experience includes serving as a Program Officer at The James Irvine Foundation, managing over $42 million in grants aimed at expanding economic opportunities and removing systemic barriers in California. Rafael also held a Program Officer position at Silicon Valley Community Foundation, contributing to economic security initiatives, and participated in the SFF Multicultural Fellowship Program at The San Francisco Foundation. Earlier roles include West Coast Program Officer and Public Affairs Officer at Inclusiv and an academic internship at Salzburg Global Seminar. Educational background includes a Bachelor of Arts in International Studies from Middlebury College, with a focus on European Studies and Political Science.
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Self-Help Credit Union
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Welcome to Self-Help! Follow us on Linkedin for regular updates about our research and policy development work and our fair lending practices and products for homes, businesses and nonprofits, green initiatives and community real estate development. Also, check out our SERVICES TAB to learn more about our integrated approach to community development. Want to learn more? Self-Help is a family of nonprofit organizations whose mission is to create and protect ownership and economic opportunity for all. Since Self-Help's founding in 1980, it has grown to include two credit unions, a loan fund, and a research and policy development group that supports those outside of the economic mainstream. Specifically, we: * Help borrowers build wealth by providing fair and responsible mortgages and small business loans in North Carolina, California and other parts of the nation. * Strengthen under-served communities by financing affordable housing, childcare centers, public charter schools, faith-based organizations, and community-focused commercial real estate projects. * Research and report on financial markets to support policies and industry practices that lower the cost of poverty and promote ownership.