Sumit Malik

Sumit Malik currently serves as the Chief Credit Officer at Sharjah Islamic Bank, responsible for overseeing credit risk management and lending practices since February 2025. Prior to this role, Sumit was a Member Policy Expert at the Institute of International Finance, focusing on sustainable finance advocacy from February 2022 to February 2025. With a rich background at National Bank of Fujairah from February 2008 to February 2025, Sumit held multiple positions including Head of Credit Risk Governance & Assurance and Head of Credit, significantly shaping the bank's credit strategy and risk management processes. Additionally, Sumit served as a Director at NBF Markets (Cayman) Limited during the same timeframe, and earlier in career at HSBC India as Manager Credit Risk, where risk control of the corporate portfolio was a key responsibility. Educational qualifications include a leadership program at London Business School and business continuity planning training from Siemens Consultancy.