SmartFinancial Inc
Kimberly Welker has a robust background in financial services, specializing in lending and management. Since March 2017, Kimberly has served as a Relationship Manager and Personal & Small Business Lender at SmartBank, focusing on Knox County. Prior to this, Kimberly spent nearly 18 years at BB&T, holding various positions including Market Leader, Branch Manager, and Mortgage Loan Officer II, where responsibilities encompassed retail and small business lending, insurance, investments, and mortgage lending. Kimberly's career began at Associates Financial Services, where roles included Branch Manager overseeing retail and sales finance lending. Educationally, Kimberly completed studies at Greeneville High School from 1980 to 1983.
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SmartFinancial Inc
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SmartFinancial, Inc., formerly Cornerstone Bancshares, Inc., is a bank holding company. The Company operates through its SmartBank subsidiary (The Bank). The principal business of the Bank consists of attracting deposits from the public and investing those funds, together with funds generated from operations and from principal and interest payments on loans. It offers commercial real estate-mortgage, consumer real estate-mortgage, construction and land development, commercial and industrial, and consumer and other loans. The Bank's investment portfolio consists of Federal agency bonds, mortgage-backed securities, and state and municipal securities. The Bank provides a range of deposit services to businesses and individuals, including non-interest bearing checking accounts, interest bearing checking accounts, savings accounts, money market accounts, individual retirement accounts (IRAs) and certificates of deposit (CDs). SmartBank operates in approximately 28 branches.