Colathur Narayanan Ram

Independent Director at SMFG India Credit

Mr. C N Ram is an Independent Director on the Board of Fullerton India. As the MD & CEO FYDNA Tech Corp Pvt. Ltd. since Feb, 2021, he oversees the development of a modern cloud-native core digital banking platform. He has over 4 decades of experience predominantly in Banks, manufacturing, business process outsourcing and consulting with considerable exposure to strategic planning, data analytics, information security, technology operations, business transformation and ERP implementation. He is also associated with Warburg Pincus India Pvt Ltd since July 2015 as an Advisor, and has worked closely with the RBI on various projects that have had significant impact on the Banking industry.

Mr. C N Ram has also worked on the Customer Advisory Boards of leading Global firms like Sun Microsystems, NCR, HP and VISA International. He was the Group President & CIO of the Essar group between 2010-13, where he was responsible for mentoring the individual Business CIOs, aligning business and IT, streamlining IT governance, and improving information security. In 2008, Mr. Ram along with 5 others set up a social venture called Rural Shores Business Services that creates job opportunities for educated youth in rural India. He was the 3rd employee at HDFC Bank (14 years) and the first tech employee at Bank of America, India (12 years). HDFC Bank was recognised as one of the most tech-savvy institutions in the country and pioneered many innovative tech-enabled solutions for businesses.

Mr. Ram holds a Post Graduate Diploma in Management from the Indian Institute of Management, Ahmedabad and a B. Tech degree from the Indian Institute of Technology Madras in Chennai. He has won 3 lifetime achievement awards from leading publications for his stellar work as CIO in multiple companies.


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SMFG India Credit

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SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) brings age old trust in a brand new avatar! To empower our customers and build a bond of trust has always been our goal. On the journey towards fulfilling this goal, we became a leading NBFC in India. Making it all possible was the combined effort of a solid team of 19,800+ employees over 800+ branches. We have empowered more than 3.6 million customers from 600+ towns & 65,000+ villages, spread across India. With our new identity, our core values and services remain unchanged. Our primary services constitute financing of SME for working capital and growth, personal loans, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, working capital loans for urban self-employed, loans for rural livelihood advancement, rural housing finance and financing of various rural micro-enterprises.


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Headquarters

Mumbai, India

Employees

5,001-10,000

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