Jo Spencer

Jo Spencer is a seasoned professional with extensive experience in digital trust, payments, and banking architecture. As the Co-Founder of Sezoo, Jo focuses on building digital trust through consultancy-led development. At 460degrees, Jo serves as a Partner specializing in strategy and architecture consulting across Australia and New Zealand. Additionally, Jo co-chairs the Sovrin Foundation's Guardianship Working Group, contributing to the establishment of technical requirements for guardianship. With a diverse background including roles at ANZ, Barclays Bank, and Logica, Jo has led significant projects and strategies in payments and technology architecture, underpinned by a PhD in Physical Chemistry from City, University of London.