John Lai

John Lai is an Associate Director in Esoteric ABS at S&P Global Ratings, focusing on structured finance rating practices across the US and Latin America, with an emphasis on non-traditional assets and whole business corporate securitization. Previously, Lai was a Quantitative Analyst at Lincoln Financial Group, where they developed interest rate derivative models, and served as an Assistant Vice President at Markit Group, specializing in US RMBS transactions. Additionally, Lai held the role of Business Development Director at TCY Technologies from 2002 to 2007. They are a multilingual speaker, proficient in managing cross-border meetings and reviewing legal documents in Spanish and Portuguese, and have spent over a decade residing in Latin America. Lai has pursued educational qualifications in financial engineering and mechanical engineering while attending prestigious institutions.