Zhiyao Pei

Zhiyao Pei is an experienced finance professional with a focus on credit risk management and fintech innovation. Currently serving as the Head of US Credit at Lendable, a globally recognized fintech valued at $4.5 billion, Zhiyao also provides advisory services to Sperta, aiding in the development of advanced credit and fraud risk decision engines. Previously, Zhiyao held leadership roles at various fintech companies, including serving as Vice President and Head of Credit at Caribou and Senior Director of Credit Policy at Happy Money, where revenue was significantly increased. Zhiyao's background also includes advisory roles at Scratch Financial and analytical positions at Capital One and Hyatt Hotels Corporation. Educational qualifications include an MBA from Emory University and a BBA from Huazhong University of Science and Technology.