Charl Muller serves as the Executive Head of Personalisation COE and Digital Money Manager at Standard Bank Group, where responsibilities include driving contextually relevant customer engagements and leading initiatives in data science. Previously, Charl held various executive roles at Standard Bank South Africa, focusing on personalisation, profit science, and product management, enhancing customer interactions through data-driven strategies. Earlier experience includes credit strategy and financial analysis at Bayport Financial Services. Charl’s educational background features executive training at prestigious institutions such as MIT Sloan School of Management and Northwestern University's Kellogg School of Management, complemented by degrees from North-West University.
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