Kerstin Schmelcher

Kerstin Schmelcher is an experienced risk management professional currently serving as the Head of Risk at Builders Group Insurance Solutions since July 2021, where responsibilities include fostering the risk culture and implementing a Solvency II framework. Prior roles include Chief Risk Officer at RSA, focusing on risk strategy and regulatory compliance; Risk Manager Europe at Hiscox S.A., emphasizing risk measurement and GDPR implementation; and Chief Actuary and Chief Risk Officer at Colonnade Insurance, responsible for technical provisions and risk management frameworks. Kerstin's career began as a mathematician and software developer at Pensions-Beratungs-Gesellschaft mbH, followed by actuarial roles at DKV Globality and NPG Wealth Management. Educational qualifications include a degree in Actuary and Mathematics from Universität des Saarlandes, supported by training from Deutsche Aktuar Vereinigung.