Julie Cassidy has over 15 years of experience in the financial services industry, currently serving as AVP of Personal Lending & MBNA at TD since July 2010, where responsibilities include product management, governance, and regulatory oversight. Julie has held various leadership roles at TD, focusing on governance, financial planning, and acquisition strategy within retail banking. Prior experience includes consulting at Corporate Executive Board and working as a senior associate at Torque Customer Strategy, enhancing customer relations through innovative insights. Julie began their career as a Territory Manager at Imperial Oil, where coaching and revenue maximization for Esso Retailers were central to the role. Academic credentials include an HBA from Ivey Business School at Western University.