Tennessee State Bank
Melissa Ownby has extensive experience in the banking sector, currently serving as a Loan Officer at Tennessee State Bank since October 2005. Prior to this role, Melissa worked as a Branch Manager at Tn State Bank and as a Mortgage Loan Processor at Cattaraugus County Bank from 1998 to 2005. Melissa holds a degree in Financial, Banking, Corporate, Finance, and Securities Law from the Graduate School of Banking at Louisiana State University, completed in June 2023, and a Master of Business Administration in Finance from Tusculum University, obtained in 2013.
Tennessee State Bank
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The Directors, Officers, and Staff of Tennessee State Bank are jointly committed to meeting the needs and requirements of the customers and communities served. The bank recognizes that the service rendered is only as good as the customer perceives; therefore, the bank's mission statement is directed toward these objectives. ENHANCE and maintain the bank's public image as a sound, high quality, friendly place to conduct banking business; MAINTAIN a strong, reliable reputation and a high level of public confidence; BELIEVE our customers are our most valuable assets; PROVIDE the highest level of customer service and serve all customers fairly; FULFILL our responsibilities to the communities we serve by contributing human resources and leadership to help our communities; MAINTAIN the respect of the communities we serve by being vitally interested in their cultural and economic development; PROMOTE prosperity in our area by encouraging and assisting new and existing businesses; PROVIDE a broad range of financial services that are structured to meet our customers' requirements; and REGARD banking as a trust to be handled with honor, integrity, and prudence. Member FDIC. Equal Housing Lender.