Patrick L. Whatley

Mr. Whatley previously served as President and Principal of Bickerstaff, Whatley, Ryan & Burkhalter. He became an independent actuarial consultant in December, 1993, after approximately 22 years as a company actuary. He began his career as a Property/Casualty actuary in 1972 and is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.

For the approximate 22 years before becoming a consultant, Pat was employed in the actuarial department of Employers Insurance of Texas, a major commercial insurer in the Southwest. From 1984-1993 he held the position of Vice President, Actuary, at the Dallas-based carrier. His experience at Employers included extensive pricing and loss reserve work in the commercial casualty area, particularly in workers compensation and commercial automobile.

During his career, Mr. Whatley has developed extensive expertise in various types of individual risk rating plans, including retrospective rating, experience rating, loss rating, dividend plans, and deductible pricing. He was also the data quality officer at Employers and is intimately familiar with statistical plans and the data they capture. He held several management positions at Employers and is familiar with the operations of a number of different departments in a commercial casualty insurer including data processing, premium audit, and individual risk rating.