Muzaffer Miraj Khawaja

Muzaffer Khawaja has headed Banking Operations for Citibank and ABN-AMRO Bank in Greece, Pakistan, and the UAE as Chief Operating Officer for over 16 years through a career that started with Saudi American Bank (Samba) in Riyadh and has spanned 33 years and several countries. As COO, his areas of responsibility have included Operations, Technology, Risk, Finance, Infrastructure Support, Human Resources, Audit, Legal, and Compliance for corporate banking, investment banking, private banking and consumer banking businesses. During his banking career, he has worked extensively in the areas of business development, Outsourcing, Mergers and Acquisitions integration, Operational Risk and Compliance.