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Krzysztof Biernacki

Managing Director, Digital Technology at The Heart

Krzysztof Biernacki is a highly experienced executive in the financial and digital technology sectors, currently serving as the Chief Executive Officer and Founder of Digital Gateways and the Vice President of Business Strategy and Founder of AIS Gateway. Biernacki's expertise includes leading digital ventures as Managing Director of Digital Technology at The Heart, and previously as Director of the digitalisation department at Aviva Poland, overseeing digital sales and growth strategies. A long tenure at Bank Millennium included roles such as Senior Manager in Retail Banking Product Team, where Biernacki was responsible for product development and sales performance, along with project management responsibilities across various banking domains. Biernacki holds a Master's degree in Finance and Banking and has completed the CEMS Program in International Management at SGH Warsaw School of Economics and Prague University of Economics and Business.

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Powszechna Kasa Oszczednosci Bank Polski SA logo


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