James Fraser

James Fraser is a seasoned compliance professional currently serving as a Senior Manager and Credit & Mortgages Compliance Manager at Thistle Initiatives since September 2017. With extensive experience in managing a diverse portfolio of clients and leading complex consumer credit applications for FCA authorization, James specializes in consumer credit lending and residential mortgage lending, possessing in-depth knowledge of relevant regulations including CONC, COBS, SYSC, MCOB, and MLRs. Previously, James held various positions at Charles Taylor plc and London Business Conferences Group, where involvement included support for KYC and AML processes and production of international business conferences. James's educational background includes advanced qualifications from The Chartered Institute for Securities & Investment and a Master of Laws from the University of Aberdeen.