Panos Zeppos

Panos Zeppos is an experienced professional with a diverse background in digital banking and product management. Panos co-founded Throo in 2021 and currently holds the position of Chief Product Officer. Prior to that, they worked at Optima Bank as the Head of Cards & Digital from 2020 to 2021.

From 2018 to 2020, Panos was the Head of Digital Banking at Praxia Bank, where they played a crucial role in establishing the bank as the first digital/challenger bank in Greece. Their responsibilities included extensive research, product design, and the development of digital value-added services.

Before joining Praxia Bank, Panos worked at Eurobank as the Head of Value Added Digital Services from 2016 to 2018. During their tenure, they led a team responsible for researching, analyzing, and developing innovative digital products and services to expand the bank's digital assets portfolio.

Panos also has a strong background in mobile banking, having worked at Piraeus Bank from 2005 to 2016. Panos held various positions, including Head of Mobile Banking & P2P Payments and Head of Digital Banking (winbank). In these roles, they managed mobile channels and services, conducted research, and focused on user experience and engagement.

Prior to their banking career, Panos served as an Electronic War Specialist in the Greek Army. Panos also gained experience in IT analysis and software development at NSB Group UK and TOREX Retail PLC.

Overall, Panos Zeppos has a wealth of experience in digital banking, product management, and technology, making him a valuable asset in driving innovation and growth in the financial industry.

Panos Zeppos has a diverse education history. Panos obtained a Bachelor of Engineering (BEng) degree in Computer Engineering & Informatics from the University of Patras, where they studied from 1990 to 1995. In 2000, they pursued a Master of Science (MSc) degree in Computing & Internet Systems from King's College London.

More recently, Zeppos completed a specialization in Financial Technology (Fintech) Innovations from the University of Michigan, where they studied from 2019 to 2020.

In addition to their formal education, Zeppos has also acquired several certifications. In 2019, they obtained the Design Thinking for Innovation certification from the University of Virginia Darden School of Business. Panos also completed the Building a Data Science Team certification from Johns Hopkins University Advanced Academic Programs in 2019.

Furthermore, Zeppos earned the Blockchain and Bitcoin Fundamentals certification from Udemy in 2017. In the same year, they also completed the Customer | How to Build Customer Loyalty certification from Udemy and the Internet of Things & Augmented Reality Emerging Technologies certification from Yonsei University.

Lastly, Zeppos obtained the A Crash Course in Data Science certification from Johns Hopkins University Advanced Academic Programs in 2017.