Chen Ruan

Chen Ruan is currently the Head of Americas Operations Strategy for Global Payment at TikTok, a position held since 2025, and previously served as the Head of Payment for U.S. Data Security from 2023 to 2025. They have extensive experience in data science and risk analytics, having held senior roles at Visa, including Senior Director of Issuers Risk Analytics and Head of Global Risk and Operational Analytics. Prior to their tenure at Visa, Chen worked at Capital One, leading analytics teams to enhance decision-making across various banking sectors. Chen earned multiple degrees from North Carolina State University, including a Ph.D. in Statistics.