Michael Graf, CFA, CPA, is an experienced financial professional currently serving as Vice President & Investment Advisor at TNB Financial Services since October 2015. Prior to this role, Michael held several leadership positions at TD Bank, including Vice President & Senior Investment Advisor at TD Wealth and Senior Vice President and Director of Investments. Michael's extensive background includes managing discretionary portfolios at Bank of America and holding the position of Vice President and Portfolio Manager at CCM Investment Advisers, where responsibilities encompassed managing investment portfolios and compliance duties. Michael began the career at KPMG as a Senior Accountant. Academic credentials include an MBA in Finance and Investments from the University of South Carolina Darla Moore School of Business and a BS in Finance and Accounting from Clemson University's Wilbur O. and Ann Powers College of Business.