Cosmin Maruntoiu

Cosmin Maruntoiu has a diverse work experience spanning over a decade. Cosmin'smost recent role was at TOKEN Financial Technologies Romania, where they served as the Deputy General Manager starting from February 2023. Prior to that, they held the position of Chief Risk and Compliance Officer (CRCO) at Token Financial Technologies from December 2021. Before joining TOKEN, Cosmin worked at Telekom Romania as the Head of Risk & Fraud from July 2019 to December 2021. Cosmin also worked as the Risk Director at Credex IFN SA from May 2018 to July 2019. Earlier in their career, Cosmin held various roles at 4finance, including Business Information Manager from May 2017 to May 2018, and Business Risk Manager from September 2015 to May 2017. Cosmin also worked as a Risk Control Specialist at Cetelem from February 2014 to September 2015. Cosmin's earlier experience includes roles at Piraeus Bank, where they served as a Debt Recovery Officer from March 2012 to January 2014, and a Support Officer within the Department of Bank Executors from August 2010 to April 2012. Cosmin started their career at IQIT Outsourcing as a Junior Accountant from October 2008 to July 2009.

Cosmin Maruntoiu earned a Bachelor's Degree in Finance and Banks from Universitatea Româno-Americană din București, where they attended from 2007 to 2010. Cosmin later pursued a Master's Degree in Finance, Banks, and Insurance from the same university, completing their studies from 2010 to 2012. Prior to their university studies, Cosmin Maruntoiu attended Colegiul Dobrogean "Spiru Haret" from 2003 to 2007. Additionally, they obtained several certifications, including GARP from the Global Association of Risk Professionals in September 2015, Cambridge Advanced Leadership from the British Council in September 2005, and Cambridge Certificate of Advanced English from the British Council in August 2005.