Roberto Kalfayan

Roberto Emilio Kalfayan Fernández is an accomplished finance and product management professional with extensive experience across various sectors, including retiretech, financial services, and banking. Currently serving as Head of Product at Tontine Trust, Roberto leads product development and strategy to innovate retirement planning. In addition, Roberto works as an Independent Financial Advisor at Balanz Capital, designing personalized investment portfolios and providing financial education. Previous roles include Product Manager and Sr. Product Owner at Transbank, where Roberto coordinated the modernization of customer service systems and led mobile app development initiatives. Roberto holds a Master in Finance and an Industrial Engineering degree, along with a diploma in International Finance, highlighting a strong educational background in finance and engineering.