Tomás Horák is a consultant at True North Partners since January 2023, with a focus on projects such as the Real-Time Gross Settlements Project in South Africa, assessing system resilience, and the Risk Models Management Project in the UAE, which involved gap assessments against Central Bank standards. Prior to this role, Tomás served as a Senior Consultant at Deloitte from September 2017 to January 2023, participating in IFRS 9 implementation across multiple countries in Africa and contributing to an Internal Ratings-Based (IRB) project. Earlier experience includes positions as a Risk Consultant and Risk Analyst, as well as a summer internship as a Business Analyst at BrandCare. Tomás holds a Master's degree in Management with a specialization in Strategy and Entrepreneurship from Católica Lisbon School of Business and Economics, along with an exchange semester at The Hong Kong Polytechnic University, and a Bachelor's degree in Economics from ISCTE - Instituto Universitário de Lisboa.
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