Kreshna V S has extensive experience in the financial services industry, currently serving as a Senior Manager - Credit at TVS Credit Services Ltd. since September 2023. Prior to this role, Kreshna held the position of Credit Analyst at Citicorp Services India Private Limited from August 2022 to September 2023. Kreshna's tenure at HDFC Bank spanned nearly a decade from December 2012 to August 2022, where responsibilities included Senior Manager and roles related to system implementation for credit cards policy, as well as managing fraud prevention efforts. Additionally, Kreshna worked at Royal Sundaram Alliance Insurance Company Limited as a Business Analyst in Motor Underwriting from September 2009 to December 2012. Kreshna holds a degree from Anna University Chennai, earned from 2006 to 2009.