Vivek Gupta

Vivek Gupta is a seasoned finance professional with extensive experience in credit management across various financial institutions. Currently serving as a Senior Manager at Ujjivan Small Finance Bank since January 2022, Vivek leads a team of six Credit Officers, overseeing loan appraisals, monitoring account renewals, and managing non-performing assets. Previous roles include Credit Manager positions at Axis Bank, Aditya Birla Finance Limited, and Bajaj Finserv, where Vivek focused on loan underwriting, credit risk evaluation, and adherence to policy guidelines. Early in the career, a Deputy Manager role at ICICI Bank involved leading operational teams and conducting customer verification audits. Academically, Vivek holds an MBA in Risk Management from Banaras Hindu University and multiple certifications in banking and finance.