Denise Flowers currently serves as the Manager of Conduct and Savings Policy at UK Finance since February 2018. Previously, Denise was self-employed as a Group Exercise Instructor and held roles including System Implementation Consultant at Rund Partnership Limited and various managerial positions at C. Hoare & Co., where responsibilities encompassed managing banking services, developing new offerings, and ensuring compliance with regulatory requirements. Denise's career also includes experience at Coutts as a Trainee Client Relationship Manager and a tenure at NatWest in multiple roles. Denise holds a Bachelor of Science (Hons) in Financial Services from The University of Manchester.