CA Vipin Aggarwal currently serves as the Zonal Credit Head (Affordable) for North India at Ummeed Housing Finance Pvt. Ltd. since August 2023. Prior to this role, Vipin held the position of Vice President at Vastu Housing Finance Corporation Ltd., where responsibilities included managing underwriting, risk, and portfolio management across multiple regions including Delhi-NCR, Haryana, and Punjab from October 2020 to August 2023. Vipin's experience also includes serving as Regional Credit Manager and Area Credit Manager at India Infoline Housing Finance Ltd. and as Senior Credit Manager at Tata Capital Housing Finance Limited. The career began as a Branch Credit Manager at Indiabulls, focusing on underwriting and disbursement processes. Vipin holds a Chartered Accountant designation from The Institute of Chartered Accountants of India and a Bachelor of Commerce degree from Delhi University.